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  <loc>https://encolegal.in/profitable-company-insolvency-supreme-court-section-7-ibc-2026/</loc>
  <lastmod>2026-10-22T03:49:39Z</lastmod>
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   <news:title>Can a Profitable Company Still Face Insolvency? Supreme Court Explains Section 7 of the IBC</news:title>
   <news:publication_date>2026-10-22T01:50:44Z</news:publication_date>
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  <loc>https://encolegal.in/haryana-parallel-electricity-distribution-licence-eleven-power-gurugram/</loc>
  <lastmod>2026-10-22T03:49:47Z</lastmod>
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   <news:title>Haryana Allows a Second Electricity Distribution Company: Can Gurugram Consumers Really Choose Their DISCOM?</news:title>
   <news:publication_date>2026-10-21T01:41:40Z</news:publication_date>
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  <loc>https://encolegal.in/otp-shared-cyber-fraud-bank-refund-kerala-high-court-rbi-rules/</loc>
  <lastmod>2026-10-22T03:49:53Z</lastmod>
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   <news:title>OTP Shared in a Cyber Fraud: Can Your Bank Refuse a Refund? Kerala High Court Explains</news:title>
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